HOW DO I QUALIFY

• I do not have a house, mobile home, or property of my own.
• I am homeless.
• I live in an overcrowded place.
• I live in a substandard home.

• I pay my rent and other bills on time.
• I have been employed for at least 12 months.
• OR I receive disability.
• I have not filed for bankruptcy in the last 2 years.
• I do not have expensive debt.

• I will partner in a positive manner with Habitat until the house is paid in full.
• I will work my sweat equity according to Habitat's current policy.
• I will attend all required classes and meetings.
• I will pay my house payment; insurance and tax payment, in full, on the first of every month.

I am (and co-applicant is) a citizen of the United States of America or a permanent resident.

You must be able to provide the appropriate documentation.

No member of my family that will live in the house has been convicted of a felony.